California Life & Health Insurance Guarantee Association

Helping California policyholders when they need it the most.

Welcome

Welcome to the California Life & Health Insurance Guarantee Association ("guarantee association") Web site. We hope you find this site helpful in providing information regarding the purpose of the guarantee association and how it protects resident policyholders in the event of an insurance company insolvency.

Announcements:

Information for Policyholders of Colorado Bankers Life Insurance Company ("CBL") and Bankers Life Insurance Company ("BLIC")

On November 30, 2024, guaranty associations were activated to provide coverage to CBL and BLIC policyholders. Policyholders are encouraged to visit https://www.nolhga.com/globalbankers for more information.

PHL Variable Insurance Company

On May 20, 2024, PHL Variable Insurance Company was placed in rehabilitation by the Connecticut Insurance Commissioner. For more information, please refer to the Frequently Asked Questions.

Update to Healthcare and Long-Term Care Protection

As of Month July, 2024, the maximum coverage limit for healthcare is $668,204.

The maximum coverage limit for health care for the following insolvencies is as follows:

Golden State Mutual Life Insurance Company: $465,553
SeeChange Health Insurance Company: $519,764
Penn Treaty Network America Insurance Company: $560,929
American Network Insurance Company: $560,929

NOTICE Re California Executive COVID-19 Stay at Home Order (“Order”):

The California Life and Health Insurance Guarantee Association (“Association”) considers itself to be an essential business within the meeting of the Order. Through business continuity measures in place prior to COVID-19, the Association is fully prepared to continue all operations. Please continue to use the same phone number and email as you have in the past, and all means of communication are regularly being monitored.