California Life & Health Insurance Guarantee Association

Helping California policyholders when they need it the most.

Welcome

Welcome to the California Life & Health Insurance Guarantee Association ("guarantee association") Web site. We hope you find this site helpful in providing information regarding the purpose of the guarantee association and how it protects resident policyholders in the event of an insurance company insolvency.

Announcements:

Update to Healthcare and Long-Term Care Protection

As of August 2026, the maximum coverage limit for healthcare is $700,949.17. Please note that each insolvency health care maximum coverage is determined by the maximum coverage limit on the date the Order of Liquidation takes effect.