California Life & Health Insurance Guarantee Association

Helping California policyholders when they need it the most.

Welcome

Welcome to the California Life & Health Insurance Guarantee Association ("guarantee association") Web site. We hope you find this site helpful in providing information regarding the purpose of the guarantee association and how it protects resident policyholders in the event of an insurance company insolvency.

Announcements:

How to Update Company Contact Information for Assessment Notices

Companies can go to www.assessconnect.com and update their contact information at any time by entering their company email address. No password is needed. A secure link will be sent to the entered email allowing the individual to view, add, or delete contacts associated with that company domain.

Click here for more information.

Information for Policyholders of Colorado Bankers Life Insurance Company ("CBL") and Bankers Life Insurance Company ("BLIC")

On November 30, 2024, guaranty associations were activated to provide coverage to CBL and BLIC policyholders. Policyholders are encouraged to visit https://www.nolhga.com/globalbankers for more information.

Update to Healthcare and Long-Term Care Protection

As of Month April, 2025, the maximum coverage limit for healthcare is $682,018.91.

The maximum coverage limit for health care for the following insolvencies is as follows:

Golden State Mutual Life Insurance Company: $465,553
SeeChange Health Insurance Company: $519,764
Penn Treaty Network America Insurance Company: $560,929
American Network Insurance Company: $560,929