Welcome to the California Life & Health Insurance Guarantee Association ("guarantee association") Web site. We hope you find this site helpful in providing information regarding the purpose of the guarantee association and how it protects resident policyholders in the event of an insurance company insolvency.
CLHIGA Outside Counsel RFP CLHIGA is seeking an experienced California-barred attorney or firm to serve as outside counsel. The ideal candidate will have expertise in insurance regulation, insurer insolvencies (rehabilitations and liquidations), and guaranty association operations. Click here here to access the Outside Legal Counsel RFP Package.
How to Update Company Contact Information for Assessment Notices
Companies can go to www.assessconnect.com and update their contact information at any time by entering their company's email address. No password is needed. A secure link will be sent to the entered email allowing the individual to view, add, or delete contacts associated with that company domain. Click here for more information.
Information for Policyholders of Colorado Bankers Life Insurance Company ("CBL") and Bankers Life Insurance Company ("BLIC")
On November 30, 2024, guaranty associations were activated to provide coverage to CBL and BLIC policyholders. Policyholders are encouraged to visit https://www.nolhga.com/globalbankers for more information.
Update to Healthcare and Long-Term Care Protection
As of November 2025, the maximum coverage limit for healthcare is $691,741.13. Please note that each insolvency health care maximum coverage is determined by the maximum coverage limit on the date the Order of Liquidation takes effect.