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California Life & Health Insurance Guarantee Association

Helping California policyholders when they need it the most.


Welcome to the California Life & Health Insurance Guarantee Association ("guarantee association") Web site. We hope you find this site helpful in providing information regarding the purpose of the guarantee association and how it protects resident policyholders in the event of an insurance company insolvency.


Update to Healthcare and Long-term Care Protection

As of January 1, 2017, the maximum coverage limit for healthcare is $554,902. The maximum limit for health care benefits is increased or decreased based upon changes in the healthcare cost component of the consumer price index from January 1, 1991, to the date on which the insurer became insolvent.

The maximum coverage limit for health care for the following insolvencies is as follows:

Golden State Mutual Life Insurance Company: $465,553
SeeChange Health Insurance Company: $519,764