California Life & Health Insurance Guarantee Association PO Box 16860 / Beverly Hills, CA 90209-3319 Home About Us FAQs Receiverships Additional Info Links Terms of Use Contact Us Frequently Asked Questions      Are covered health insurance policies fully protected? No. The health insurance protection for which the Guarantee Association may become liable shall be the contractual obligations for which the insurer is liable or would have been liable if it were not an insolvent insurer, up to a maximum benefit of approximately $200,000. This maximum limit is subject to increase or decrease based upon changes in the health care cost component of the consumer price index. Again, some health insurance, like that provided by managed care organizations and associations, is not protected by the Guarantee Association.   NOTE: This information is not intended as legal advice, and no liability is assumed in connection with its use. The applicable state guaranty association statute is the controlling authority, regardless of any information presented on this site. Users should seek advice from a qualified attorney and should not rely on this compilation when considering any questions relating to guaranty association coverage.   [ Back to FAQ list ]